Maximise your buffer
We calculate the interest-free window for every card so you always spend on the one that buys you the most time.
Credit Card Manager
Never pay credit card interest again
See exactly which card to spend on today to stretch your interest-free days as long as possible.
Cards ranked daily
Your cards are sorted by interest-free days, with the single best pick highlighted for today.
Track balances
Record statement balances, minimum payments and outstanding amounts — all optional, always in RM.
Payment reminders
Get a heads-up before a payment falls due so you never miss a date or trigger interest.
See your whole month
A visual timeline plots every card’s statement and due dates against today — so you can see at a glance when each interest-free window opens and closes.
Use dummy data
This is a planner, not a vault — never enter real card numbers or balances. Put in dummy values to simulate each card; nothing real is logged.
Ready to keep more of your money?
Create an account and add your first card in under a minute.
Get started — it’s free